Even though ordering for another cup of milkshake or even fries, consider the effect it will have on your body and not just ensuring you will be able to pay the full amount. When you are taking measures to make sure you get and remain obese it is not just you who has to cover the cost but your employer is going to suffer too. The latest statistics on the amount obese employees collect per year in form of health claims is 73 billion and it can even be more at this point. The employees who have a healthy weight don’t usually file health claims very often. Employers, having realized how much employee obesity is costing them, are not including some weight loss programs in the health insurance docket. The level of care and coverage you have depends on the health insurance policy you have. Now, there are employers who are allowing their workers to pay their weight loss surgeries using the health insurance card. A single bypass surgery can go up to thirty thousand dollars but this is still cheap compared to the amount a company might spend on one individual in a year because of obesity. Employees will not just be costing the company money but also time when they have to keep going to the doctor. Nevertheless, it doesn’t mean just anyone can have their gastric bypass surgery charged on their insurance card which is why communicating with the insurance company to get the facts is highly recommended.
Insurance companies are out to make money and spending it is not something they enjoy which is why you still have to convince them of your need for the surgery. You can prove this easily by asking your doctor to write a recommendation letter to the insurance company. The letter should include the treatments you have undergone or may need in the future, your current health condition, BMI and also weight history. There should be a prove that the obesity interferes with your ability to carry out your duties at work and that by losing weight you will be able to perform better. The insurance company is not going to pay for someone who is looking for an easy way in weight loss when there is no effort in changing lifestyle habits for better.This is why a medical nutritionist appointment or gym memberships are crucial. You will not get away with going through all this trouble and throwing everything out of the window as soon as you get back on your feet. You might end up paying for the surgery on your own if you go back on the conditions and terms you agreed on because the insurance company can request for deductions on your salary. Not everyone will need a gastric bypass and you can take advantage of the other weight loss programs available and you can read more about them here.