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Benefits of Workman’s Comp

Under workman’s comp employees are able to enjoy very many benefits. Medical benefits is one of the benefits under workman’s comp. In this case an employee will benefit in a case where they are injured. Medical benefits are injured until an employee gets well. These payments are made directly to the healthcare provider. This means the only role of the employee is to follow the doctor’s orders. In some cases you can choose the physician you want to be treated by. In other cases the physician will be picked by the employer. All the medical costs, surgical fees and nursing care expenses are normally catered for by the workman’s comp provider. All costs will also be covered if rehabilitation treatment is required. This can greatly benefit an employee that suffers a serious injury. The workman’s comp also covers all the travel expenses an employee will use going to and from the medical facilities.

Under the workman’s comp indemnity benefits are also offered. Injured employees may be unable to work by all means. They may also fail to receive the same pay they used to receive before the accident. The employee may end up losing his income in this case and their lifestyle may diminish too. The payments the employee will receive are solely based on the extent of his injury. For example there are those injuries that are meant to recover after a certain period of time. In this case the employee can be assigned light duties when he returns to work.

The employee enjoys benefits such as lost wages. An employee may suffer permanent injury during the accident. The payments in this case will be made for years. An employee may also suffer permanent disability that means he cannot return to work. In this case the benefits will be paid for medical costs. The payments may also be made during the duration of disability. There may also be a case where the employee is expected to recover but cannot work during that time. These are those injuries that require the employee to be hospitalized. The workman’s comp pays all the medical bills and lost wages in this case.

Under the workman’s comp employees also enjoy death benefits. This helps in covering funeral expenses plus payments to the dependents. Death benefits are enjoyed under specific conditions. For instance the injury that caused the death should be work related. A request for the death benefits must also be applied within a specific period of time. In this case the dependents are paid according to the law. For instance if the dependents are children the payments will be made until they are 18 years. All the benefits under the workman’s comp are very beneficial to employees.

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